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Sunday, October 2, 2011

equitable life insurance company

Accidental  life insurance death is limited, which is designed to cover the  insured when they pass away due to  an accident. Accidents include anything  injury, but typically cover any deaths resulting from health problems or suicide. Because  they only cover accidents, these policies are much cheaper than  life time.

It is also often offered as  \\, accidental death and dismemberment , also known as an development policy. In AD development policy, benefits are available not only in the event of accidental death, but also loss of limbs or bodily functions such as sight and  hearing, etc.

Accidental death and policies very rarely pay a benefit, the cause of death is not covered, or coverage n  n  is not maintained after  an accident, until  to , death. To be aware of what the coverage  they have, an insured should always review their policy for this  that  it covers and what  it excludes. Often it does not cover  begins insured risk in activities such as skydiving, flying  an airplane, professional sports, or  ; involvement in a war (military or not). In addition, some insurers exclude death and injury caused by proximate causes due to (but not limited to) racing on wheels and  mountaineering.

Accidental death benefits can also be added to a policy of  Standard Life as a rider. If this rider is purchased, the policy will generally pay double the face amount if  insured dies in an accident. This habit of  be commonly known as double indemnity coverage. In some cases, some companies may even offer a triple indemnity cover.