This study and the resulting risk assessment is called subscription. Health and lifestyle issues are needed. Certain responses or information received merit further investigation. Life insurance companies in the United States support the Medical Information Bureau (MIB) [7], which is the information center, who apply for life insurance companies in the past seven years. As part of the application, the insurer receives permission to obtain medical information about the planned security [8].
Insurers define the purpose of insurance. The most common is to protect the owner s family or financial interests in the event of death of the insured. Other estate planning purposes, or in the case of cash-value contracts, investment retirement planning. Bank loans and buy-sell provisions of trade agreements is another acceptable purpose.
