The annual term of office is one year warranty policy, but the insurance company to the policy amount of money equal to or less regardless of insurance premiums for the insured and the insured is adjusted for age.
Another common type of nursing care insurance is mortgage insurance, which is usually a level premium, declining face value policy. Nominal value is the amount of the mortgage on owner policy residence and thus so that the mortgage is paid out if the insured dies.
Policyholder insures your life for a certain period of time. If you need some time is set (with the exception of suicide, see below) dies, his wealth or the designated beneficiaries receive withdrawals. If you do not die before the deadline, he gets nothing. But in some European countries (especially Serbia), it is insurance that the policyholder amount of money, which has the same amount of insured or uninsured in the past few years, receives remuneration. Suicide were excluded from all insurance policies [when?] But after a series of judgments against the industry, no withdrawals due to death by suicide (presumably except for rare cases, you can show that suicide only benefit policy). In general, if the insured commits suicide within the first two years of insurance, the insurer will pay premiums. However, the death benefit is usually paid out, if the suicide occurs after a period of two years.
