After the death of the insured, the company requires acceptable proof of death before paying the claim. The normal minimum proof required a death certificate and how to complete insurance claims, signed (and typically notarized). [Citation needed] If the insured death is suspicious and the policy amount is large, the company can investigate the circumstances surrounding the death before you decide whether you are required to pay the claim.
Product of the policy can be paid in a lump sum or an annuity, payable in the regulation of recurring payments, either for a specified period or for the life of a beneficiary.