Insurance companies are not required by law to insurance, or to provide coverage to anyone except the compliance requirements of the Civil Rights Act. Insurance companies depend only safe, and some people, for their own health or lifestyle reasons are considered secure. The policy can be rejected (rejected) or estimates. [Source needed] score increased contributions in order to provide an additional risk in relation to the insured. [Source needed]
Many companies use four general health categories for those evaluated for life insurance. These categories are Preferred Best Preferred, Standard, and snuff. [Source needed] Recommended Best is reserved only for the healthiest people in the general population. This means, for example, the proposed insured has no negative history, is not under medication for any illness, and his family (nuclear or extended) have no history of early cancer, diabetes or other conditions. [2] Preferred means that the proposed insured is now the drug in the medical and family history of certain diseases. [Source needed] Most people are in the standard category. [Source needed] of the profession, the coefficient of travel and lifestyle if the proposed insured and the policy to be allocated to the category to the low secure. For example, a person who would otherwise be classified as Preferred Best may be denied the policy if he or she is traveling to high risk countries. [Source needed] underwriting practices may vary from insurer to insurer to ensure a more competitive offers in certain circumstances.
